Home Insurance

Homeowners insurance protects homeowners against losses and damage to their residence as well as to furnishings and other assets in their home. Liability coverage is also provided by homeowners' insurance in case of property damage.
When you purchase an insurance policy, you are entering into an agreement with the company. When a homeowner makes a claim on any of these incidents, the homeowner will be required to pay a deductible, which are effectively out-of-pocket expenses.
Understanding your home insurance policy can help you better prepare for unexpected damage, and provide you with a feeling of confidence and comfort if you need to file a claim.