TRUCK INSURANCE
Truck insurance is a type of commercial vehicle insurance policy designed for trucks used for business purposes, such as delivery trucks, pick-up trucks, and goods transportation, among others. The insurance covers damages that can be caused by accidents, collisions, natural calamities, fires, and thefts.
COMMERCIAL TRUCK INSURANCE:
The commercial truck insurance covers trucking businesses, businesses that own trucks, and independent truck drivers. No matter how many trucks you have on the road, this insurance can protect you, your business, and your vehicles. The key to finding the right truck insurance is familiarizing yourself with it, whether you are the owner-operator or lease through a motor carrier.A trucking insurance policy is specifically designed to cover the needs of truckers. The trucking policies begin with primary liability and build upon it with a variety of additional coverages.It is often required to have primary liability insurance when applying for a trucking license - it protects people and property from damage caused by your truck.
You can choose between primary liability insurance and general liability. Where you can cover the damage to another vehicle or to a person in the event of an accident. While general liability offers additional protections in the case of a lawsuit or a libel/slander/false advertising claim against your business.
MOTORCYCLE INSURANCE:
Motorcycle insurance is an auto policy that specifically protects motorcycles. In many ways, motorcycle insurance is very similar to regular auto insurance. Motorcycle insurance can protect you, your bike, and other people on the road. If you get in an accident, your bike gets stolen, or it gets vandalized, your insurance is there to cover the costs.
It covers your liability if you cause an accident that leads to injuries or property damage. If you upgrade to a full coverage policy, it will also provide protection for your bike if it gets stolen, damaged, or totaled in a covered incident.
When you file a claim, you have to pay a deductible toward the covered loss before your insurance company will reimburse you.
Luckily, motorcycle insurance is customizable, so you can choose your deductible and policy limits when you buy coverage.
The main coverages under motorcycle insurance is
- Liability coverage
- Collision Coverage
- Comprehensive Coverage
- Medical Payments coverage
- Uninsured/underinsured motorist coverage
RV INSURANCE:
RV insurance provides protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle .
RV insurance can cover many different types of vehicles, including:
- Class A, B, and C motorhomes
- Travel trailers, including conventional and fifth-wheel
- Pop-up and truck campers
If you damage your RV or cause injuries to someone else (and/or their property), you can file a claim with your insurance provider. Depending on the incident that occurred, your insurer may pay for the losses or injuries up to your coverage amount.
RV Insurance covers:
- Physical Damage Coverage
- Bodily injury and property damage liability
- Medical payments
- RV Roof Protection Plus
- Pest Protection
BOAT INSURANCE
A boat insurance policy can provide coverage for you and your boat . The policy can include coverage for damage to your boat or its equipment as well as injuries to people and damage to property or other boats.
It covers most vessels with engines or sails, but not all boat insurance covers “personal watercraft†like Jet Skis, wave jammers and WaveRunners.
Boat insurance policy includes the following coverage
- Damage to your boat's
- Liability
- New boat replacement for new boats
- Agreed hull value or actual cash value
- Fuel spill liability
- Medical payments
- Salvage coverage and wreck removal
- Uninsured boater protection
